The Best Hot Chocolate Monk Fruit Recipe with Cocoa Powder (No Sugar!)

Try this Hot Chocolate Monk Fruit Recipe with Cocoa Powder no sugar for a delicious, PCOS-friendly drink that’s creamy, healthy, and won’t spike your blood sugar!

When you’re navigating PCOS and craving something sweet and cozy, it can feel like the universe is playing a cruel joke. Chocolate cravings? This Hot Chocolate Monk Fruit Recipe with Cocoa Powder no sugar is so easy to make! Luckily, I’ve cracked the code with this hot chocolate monk fruit recipe with cocoa powder and milk that checks all the boxes. It’s indulgent, easy to make, and most importantly, it didn’t send my blood sugar on a roller coaster ride.

Let me walk you through why cacao is your PCOS bestie, what monk fruit is, and how I tinkered with sweeteners to create the best hot chocolate monk fruit recipe with cocoa powder.

I’ve previously talked about how I’ve cut sugar from my life because of PCOS, but lately, I have also taken it a step further and not only have I cut sugar (or at least minimized it) – but I now incorporate protein in nearly everything I eat.

I especially do this in my chocolate overnight oats and this stevia brownie which to this day, I continuously make.

Why Is Cacao Good for PCOS?

Cacao isn’t just a fancy version of cocoa; it’s a health MVP for PCOS. Here’s why I keep a stash in my pantry:

• Packed with Magnesium: Feeling frazzled? Cacao’s magnesium helps reduce stress and stabilize cortisol levels. That means fewer stress-induced sugar binges—been there, done that.
• Antioxidant Heaven: Cacao is loaded with flavonoids, which can help reduce inflammation and improve insulin sensitivity. My hormones practically thanked me after the first sip.
• Mood Booster: It contains theobromine and serotonin precursors, so it’s basically a hug in a mug.

What Is Monk Fruit Powder?

Let’s talk about monk fruit powder—a sweetener so magical it feels like cheating. Made from the extract of monk fruit, this zero-calorie, zero-glycemic sweetener doesn’t mess with your blood sugar levels. It’s a game-changer for PCOS-friendly desserts.

What I love most is the flavor—it’s sweet without being cloying and doesn’t have the weird aftertaste some sweeteners (cough stevia cough) are notorious for. Plus, it’s 150–200 times sweeter than sugar, so a little goes a long way.

Stevia definitely has its place, but monk fruit is perfect for the everyday mini recipes like a one mug microwave cake or a hot chocolate like what we’re making today.

Can I Replace Monk Fruit Sweetener with Stevia?

Short answer: You can, but should you? That depends.

I tried substituting stevia once, thinking it’d work just as well. Spoiler alert: It didn’t. Stevia has a distinct aftertaste that makes you wonder if someone spiked your hot chocolate with a mystery herb.

If you’re sensitive to flavors like me, stick to monk fruit. It’s the real MVP of sweeteners for the best hot chocolate monk fruit recipe with cocoa powder.

Ingredients

Ready to whip up the easy hot chocolate monk fruit recipe with cocoa powder? Here’s what you’ll need:

• 1.5 tablespoons cacao powder (choose one with minimal lead content—because who wants heavy metals in their drink?)
• 1/2 teaspoon pure monk fruit powder
• 1 tablespoon coconut butter (for creaminess that’ll make you swoon)
• 3/4 cup soy or almond milk (or organic whole milk if you prefer)
• 1 teaspoon cinnamon (for warmth and spice)
• 1/4 teaspoon ginger (optional, but it adds a zing)
• 1 teaspoon marine collagen (for a skin and joint boost, because why not multitask?)

How to Make It

1. Heat your milk of choice in a small saucepan over medium heat until it’s just about to simmer.
2. Stir in cacao powder, monk fruit powder, coconut butter, cinnamon, and ginger (if using).
3. Whisk until everything is smooth and creamy. Pro tip: Don’t skip the whisking—it’s the difference between hot chocolate and sad, lumpy sludge.
4. Pour into your favorite mug, sprinkle a little extra cinnamon on top, and enjoy!

My Blood Sugar Spike After Drinking This Hot Chocolate

Here’s the part that had me doing a happy dance in my kitchen: my blood sugar barely budged. Before drinking, it was 4.8. Afterward? A glorious 5.2. That’s practically a mic drop in the world of PCOS-friendly recipes. Another one of my go-tos is this protein packed oats breakfast.

This hot chocolate monk fruit recipe with cocoa powder no sugar is proof that you can have your chocolate and drink it too. Whether you’re managing PCOS or just looking for a healthier hot chocolate, this recipe hits all the right notes. Try it out, and let me know if you love it as much as I do!